Beacon by Citi is a money and spending challenge app that helps you spend less. Through bite sized weekly challenges, see how much you spend on coffee, eating out, groceries, and build better spending habits to hit your spending goals.
How it works
• Link your credit cards and bank accounts – Beacon automatically tracks and categorizes your spending
• It’s all about challenges! No spreadsheets, no calculators, and no formulas
• Select a challenge from the 9 available or create your own
• Cut back on spending - select the categories (coffee, taxis, eating out, entertainment, etc.) you want to cut back on and start your weekly challenge
• See your progress! Beacon will help you keep track of your transactions so you can see the money you didn’t spend throughout the week
• Stick to your weekly amount goal!
App Features
• Create login credentials if you’re not a Citi customer. if you are a Citi customer, you can use your existing Citi Online username and password
• Automatic credit /debit card linking using just your username and password – Beacon automatically imports your transactions
• Weekly money challenges around every day spend
• 9 starter challenges or create your own
• All in one account screen- see your categorized weekly spend challenges
• Smart tracking recognizes transactions and automatically assigns them to your challenges
• Tagging – edit or remove transactions tied to your challenges
• Manually add any cash spend to your challenges
• Progress dashboard – See how much money you haven’t spent at a glance
• Enable Touch ID® or Face ID® for a fast and safe way to access your account
• 100% Free – 100% Ad Free
Create Good Money Habits
• Beacon weekly challenges are short enough for you to get into the swing of things. Repeat or up your challenges to build a healthy money habit.
• With challenges you can start small. A little here and there can turn into a lot.
• Creating good money habits means focusing and knowing your spending patterns and building up to hitting your goals.
• Get instant feedback, see your progress on a daily basis, and celebrate your wins!